Home Insurance
We shop every carrier, apply every wind mitigation credit, and build the policy around your property; wind and water coverage explained line by line.
Explore coverageReliable. Personable. Fast.
Lighting the Way for Smarter Solutions
Independent insurance advisors in Jupiter, FL; we shop the entire market to protect what you work hardest for, in South Florida and beyond.
- 40+
- Direct carriers
- 600+
- Carriers nationwide
- $13M+
- Premium produced by our founder
- 700+
- Commercial policies written
Get a quote
Two ways to start
Take the 60-second ballpark, or go straight to the real diagnosis and we'll shop 40+ carriers.
Path 1
Instant ballpark
Six quick questions, one per screen. 60 seconds.
Path 2
The real diagnosis
Accurate full quote across every market we reach.
Independent · 40+ carriers · No obligation
Google Reviews
5.05 Google reviews
Lochlan Smith
“Great Insurance Agency! Highly recommend! Chris is the man.”
Hard to place? Can't close?
Non-renewed. Old roof. Citizens depopulation letter. A closing that's stuck because no one can place the risk. This is our specialty; lenders who work with six other agents call us when a buyer can't close.
Local focus
Built for Jupiter & Palm Beach Gardens
South Florida isn't an average insurance market. Wind mitigation, flood zones, roof age, HOA requirements, and coastal proximity all move your premium. We live and work here; our office is on Heritage Drive in Jupiter, so we know which carriers actually want your neighborhood and how to structure a policy they'll reward.
Check my rateSame-day answers
Call our Jupiter office and speak with a licensed advisor, not a call center.
Our services
Coverage for everything you've built.
Home, vehicle, business, or flood. Explore each coverage and see exactly how we shop it across the entire market.
Auto Insurance
We compare the whole market and explain exactly what you're signing, so you're covered on I-95, Indiantown Road, and everywhere between.
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Business Insurance
General contractors, coastal properties, and unique operations. We reach E&S and wholesale markets most agents can't, and place risks others decline.
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Flood Insurance
NFIP Flood Insurance (FEMA) plus private flood markets with higher coverage limits and better rates. We quote both and show you the math.
Explore coverageCommercial lines
Line of Business?
General Liability, Commercial Auto, Surety Bond?
We handle it all and have full market access.
- / 40+ direct carriers
- / 600+ carriers nationwide
- / Through wholesalers
Real saves
What better structuring actually returns
$110,000/yr
returned
A restaurant was paying $140K a year for coverage that didn't fit the risk; we restructured it to roughly $30K with better coverage.
$130,000/yr
saved
33 vehicles across three companies, crammed onto one policy with two businesses effectively uninsured; we rebuilt it into four policies with more coverage for less.
$680,000
job saved
A contractor was two days from losing the job after two agents wrote the wrong policies; we placed the exact coverage and certificate language required.
Insurance Tetris
We call it Insurance Tetris; creative multi-carrier, multi-line structuring that saves clients $10K to $140K+ per year while increasing coverage.
What sets us apart
Eleven reasons we beat the market.
Full market access, first-in-line carrier appointments, and wholesaler relationships others don't know exist; with no quotas and no bonuses to chase.
01
Best rates through full market access
We shop every major carrier in the country to find the most competitive rate for each client.
02
First-in-line on new carriers
As part of State Insurance Group, we're appointed with new carriers before they hit the broader market. This could take other companies years of waiting.
03
Wholesaler relationships others don't know exist
We solve hard-to-place commercial risks; general contractors, coastal properties, unique operations; through markets most agents can't reach. Relationships with wholesalers built as a top commercial producer expedite E&S markets for faster quotes than anyone else.
04
Admitted and non-admitted carriers
Full range of options, including non-admitted carriers with financials stronger than many admitted ones.
05
Customizable coverage
Adjust limits, add or remove coverages, and build the policy around the client to best suit their needs.
06
Every discount applied, every time
Four point inspections, wind mitigation reports, impact windows, roof, hot water heater, hurricane-rated garage doors, military discount, first responder, law enforcement, gated community, alarm; you name it. If it saves the client money, we find it.
Meet the founder
"I thought medicine was my calling, until insurance found me."
Chris Schiemer wrote and rewrote over 700 commercial policies before founding US Insurance Solutions. The standard here is simple; advise every client the way we would want to be advised.
Chris Schiemer
Founder & Advisor
Frequently asked questions
An independent agency represents many insurance companies instead of just one. We shop your coverage across the market and bring you the best fit, rather than selling a single brand's product. A captive agent can only offer one company's policies, and a direct writer sells you their own product with no advisor in your corner. At US Insurance Solutions in Jupiter, we work for you, not the carrier.
One call. Every carrier. A real diagnosis.
Licensed advisors in Jupiter, serving Palm Beach Gardens and all of South Florida. No quotas, no pressure; just the best fit at the best price.